10 Year-End Tax Moves to Make Before the Ball Drops

Smart strategies to minimize your tax burden and maximize wealth heading into 2026

As December winds down, your financial to-do list deserves as much attention as your holiday shopping. Year-end isn't just about celebrations—it's a critical deadline for tax-saving opportunities that vanish once the calendar flips to January. Acting now could mean keeping more money in your pocket, boosting your retirement savings, and avoiding unnecessary penalties.

Here are ten essential moves to consider before midnight on December 31.